Make Spain Your Home. Your insider’s guide to buying property in Spain for international buyers.
There’s a very good reason why so many visitors to Spain end up staying for good. The golden light of the south, the slow lunches under vine-covered terraces, and the energetic city streets create an undeniable appeal. As a result, many potential homeowners find themselves imagining life in a peaceful mountain village, or a breezy flat near the beach where the café downstairs knows your order.
Whether you’re buying a holiday retreat, a forever home, or something in between, this guide walks you through the real steps of making it happen. We’ll cover more than paperwork and procedures. We’ll give you a practical overview of what it takes to buy a home, from choosing the right region to navigating the quirks of Spanish real estate. Let’s go!
The Spanish Advantage: Why Buyers Fall Head Over Heels
The quality of life in Spain is hard to beat. The cost of living is lower than in many parts of Western Europe, and the public healthcare system ranks among the best globally. High-speed trains connect major cities in just a few hours, and regional airports make travel easy and affordable. Whether you’re commuting between cities or planning weekend escapes, everything feels within reach, making it easy to settle in.
But the real charm lies in the details: tree-lined plazas where neighbors chat over morning coffee, courtyards shaded by orange trees, and long evenings of tapas and conversation. Imagine cycling through Valencia’s historic center, soaking in a thermal bath in Granada, or browsing for local cheese and jamón at a bustling market in San Sebastián. Buying property in Spain means choosing a slower, sunnier, more joyful way of life.
A Shift in Residency Options: What to Know About the Golden Visa
If you’ve been researching how to move to Spain, you may have heard of the Golden Visa, a program that allowed non-EU buyers to gain residency by purchasing property. But as of April 3, 2025, that particular program has officially ended. This means that non-EU citizens can no longer qualify for residency simply by purchasing property valued at €500,000 or more.
However, this change doesn’t affect your ability to purchase property—and it certainly doesn’t mean the dream of living in Spain is off the table! Golden Visas granted before the deadline are still valid and renewable, and for new buyers, there are still great options to explore. The Non-Lucrative Visa remains a popular choice for retirees and long-term visitors, while Spain’s Digital Nomad Visa has opened the door for remote workers and freelancers from around the world.
Before You Buy: Setting Yourself Up for Spanish Success
Before you fall head over heels for a sunny terrace or a seaside view, take time to define your priorities. Maybe you need a quiet space to work remotely, easy access to schools or healthcare, or a lively, walkable neighborhood with cafés and shops on your doorstep. Think about your budget, too—not just the price of the home, but also the extras like property taxes, legal fees, and maintenance costs. Having a clear plan from the start will save time and help you and your agent focus on the right properties.
Next, you’ll need to gather your team. Your RE/MAX agent will be your local expert and ally throughout the process, helping you find the right place and avoid common pitfalls. You will also need a lawyer to handle contracts and protect your interests, and a notary to handle the official transfer of ownership. And don’t forget: you’ll need to apply for your Número de Identificación de Extranjero (NIE), a personal tax number for foreigners required for any property purchase in Spain.
Coast, City, or Countryside? Mapping Your Spanish Future
Spain is a country of contrasts, and choosing where to live is part of the adventure. Each region has its own rhythm, from fast-paced cities to laid-back coastal towns. Madrid buzzes with energy—grand boulevards, world-class art, endless tapas bars, and a lively international community. Barcelona has a more relaxed, creative energy, while Valencia has a mellow balance of historic charm, contemporary design, and easy access to the sea. Life in Spain’s cities often unfolds outdoors—on tree-lined plazas, at buzzing food markets, or during impromptu street festivals.
If you’re drawn to the coast, Spain has plenty of options. The Costa del Sol is known for its year-round sunshine, with a mix of busy beach towns and peaceful spots tucked along the shoreline. Further up the coast, the Costa Blanca is a popular choice for families and retirees, offering a more affordable cost of living without sacrificing charm or convenience. And if island life appeals, the Balearic Islands—Mallorca, Menorca, and Ibiza—each bring something different, from quiet, rural escapes to vibrant towns.
The Spanish countryside has its own kind of charm. Andalusia’s whitewashed villages sit against rugged hills, while northern regions like Galicia and the Basque Country are known for their green landscapes, dramatic coastlines, and cooler climate. Smaller towns across Spain often offer lower prices and a strong sense of community. Rural life here is slower and more traditional, but still well-connected by modern infrastructure.
From House-Hunter to Homeowner: Navigating the Spanish Buying Journey
Once you’ve found the right property and agreed on a price, the buying process in Spain is surprisingly easy. There are no restrictions on foreigners buying property here, no matter whether you’re after a holiday retreat, a long-term investment, or a relaxed place to retire.
First, you’ll usually sign a reserva (reservation contract) and pay a small holding deposit, typically between €3,000 and €6,000, to take the property off the market. Soon after, you’ll sign the contrato de arras (formal deposit contract) for a deposit of generally 10% of the purchase price.
Your lawyer will run important checks to make sure the property is legally sound—confirming ownership, checking for debts, and verifying that all building permissions are in order. Once everything is cleared, you’ll go to the notary to sign the escritura pública de compraventa (the public deed of sale), pay the remaining balance, and finally receive the keys!
Afterward, your lawyer or notary will register the sale with the Registro de la Propiedad (land registry) to officially transfer ownership. Keep in mind there are several additional costs on top of the property price: When buying an existing property from an individual, you’ll pay transfer tax (known as ITP), which varies by region but is typically 6–10%. If you are buying a new property from a developer, you’ll pay VAT of 10%. Then you’ll need to consider notary and registry fees (approximately 1% to 2.5% of the property’s purchase price), legal fees (around 1%), and potential mortgage expenses if you’re financing the purchase. Being prepared for these extra costs will ensure there are no surprises.
Beyond the Purchase: Making Your Spanish House Feel Like Home
Once the paperwork is done, the real adventure begins! Many homeowners enjoy putting a personal stamp on their place. This might mean installing traditional tiles, planting a Mediterranean garden, or restoring a historical façade with local craftspeople. There’s a strong culture of customization and pride in home ownership here, especially in smaller towns where craftsmanship still thrives.
And you won’t be doing it alone. Your RE/MAX agent will remain a valuable resource long after the sale. Whether you’re setting up utilities, hunting down a great contractor, or just looking for the best local bakery, your agent has got you covered.
Now all that’s left is to slow down, soak up the sun, and enjoy making Spain your own!
Take the First Step Toward Your Spanish Dream Home
Download our Essential Spain Property Checklist—a practical, printable guide to help you stay organized and avoid common pitfalls. Whether you’re just starting your search or ready to take the next step, it’s designed to support every stage of your journey.
Ready to Begin? Let’s Talk.
Buying property in a new country is an exciting step, but it’s also one where local experience matters. RE/MAX Spain agents offer on-the-ground knowledge, expert advice, and personalized support at every stage of the buying process. Whether you’re searching for a beachfront escape, a city apartment, or a home in the countryside, their trusted network of professionals will help you find the right place—and make the journey smooth from start to finish.
